No, my service is free for you. I’m paid a commission by the lender when your loan settles, which means you get expert advice without any cost.

Pre-approval can be as quick as 48 hours once we have your documents, though some lenders may take longer. I’ll guide you step-by-step and keep you updated so there are no surprises.

We have access to over 70 lenders which means we are able to find the perfect fit for your circumstances.

It depends on your situation. Generally, lenders want at least 5–10%, but there are government schemes and lender options that can help you get started with less. I’ll run you through what’s possible in your case.

I can do both. If your current lender has the best option for you, I’ll tell you. If not, I’ll compare across multiple lenders to make sure you’re getting the sharpest deal available.

When we apply for pre-approval, the lender will run a credit check. A single application won’t hurt your score, but making lots of applications with different banks can. That’s where I help, by finding the right lender up front, so you avoid unnecessary hits to your credit file.

Yes - being self-employed shouldn’t stop you from getting finance. I regularly assist business owners, freelancers, and contractors who don’t have a traditional payslip. I’ll work with your accountant and review your financials (tax returns, BAS, or even one-year financials where lender policy allows) to present your income in the best possible light. The right lender choice is key, and I’ll guide you through which banks are most flexible for self-employed borrowers.

Absolutely. Purchasing property through a trust structure can be a smart move for asset protection, tax planning, or estate reasons but it can be tricky with lenders. I can help you set up finance under company and trust names, make sure your trust deed is lender-friendly, and connect you with accountants or solicitors if needed. I’ll simplify the process and make sure your loan is structured correctly from day one.